Making Sense of Money

What actually changes when you leave the UK — ISA subscriptions, five tax years of pension relief, the Statutory Residence Test — and the one calculation that is genuinely hard without a tool.

Moneyhub's consumer app closed on 31 July 2026. What you lose, what to look for in a replacement, and an honest comparison of the UK apps that can take its place.

Three dates between now and next April need a decision from you — and the Budget on 28 October isn't one of them. What to do this month, what to do before 5 April 2027, and what to ignore.

Moola now speaks English, Spanish, Brazilian Portuguese and French — and counts in more than thirty currencies. Here's how to turn both on, and exactly what happens to your numbers when you do.

The Lifetime ISA is being replaced by a new First Time Buyer ISA. What the LISA does today, what the replacement would change, what is still undecided until the Budget — and what it means whether you already hold one, want to open one, or have been using it for retirement.

Some of the clearest ideas in economics aren't in textbooks — they're hanging on my walls. Here's what my collection taught me about value, choice, and what things are really worth.

We're running a free prize draw for Moola users. Share your feedback and you could win two private box tickets to the Last Night of the Proms at the Royal Albert Hall. UK 18+. Closes 31 August 2026.

Meet Moola's Account Optimizer: review your savings, investments and pensions in under a minute and spot exactly where your money could work harder.

Open Banking is live inside Moola. Here's what it actually does, how secure it is, and why it makes your whole plan more accurate — not just tidier.

Mind the gap. Doors closing. And, as of Monday, please mind the Moola on the platform. If your commute runs through Bank/Monument, Liverpool Street, Canary Wharf or London Bridge, you'll spot a familiar face — because we're going underground, quite literally. It's our biggest brand moment so far — a bit of a leap from the daily grind to the daily commute — and we didn't decide on a whim. So here's why we did it, and (more importantly) what's in it for you. Why go underground?

On Saturday, we welcomed fifteen people into my living room in London for the first Moola Brunch. Every spot on the sofa was filled, there was a waiting list, and for four hours we shared brunch, talked about money, explored investing, and discussed the financial decisions that shape our lives. Although Moola is now an AI-powered financial planning platform, the afternoon was, in many ways, a return to where the company began. Long before there was a company, a product, or ev

For decades, personal finance has largely been organised around fragments. One app helps you budget, another helps you invest, your pension sits somewhere else entirely, and your mortgage, savings, insurance, and debt obligations are often managed through separate providers with little connection between them. If you are fortunate enough to work with a financial adviser, that advice may focus on a specific product or investment strategy rather than the entirety of your financ

Moola is now on WhatsApp. No new app, no password, no dashboard — just open WhatsApp and ask your money questions. Whether you're at a car dealership, at dinner, or lying awake doing the maths, Moola answers using your actual financial picture. Fast, personal, and genuinely useful.

Most people understand that investing matters — yet millions still postpone getting started. The barrier is rarely knowledge. It's the emotional weight of financial decision-making: fear of choosing wrong, loss aversion, and the tendency to wait for certainty that never comes. Meanwhile, compounding quietly disappears. The biggest investing mistake isn't picking the wrong fund. More often, it's never starting at all.

What are you trading your life for? At its core, Your Money or Your Life reframes money not as status or consumption, but as 'life energy' — the finite hours, attention, health, and emotional capacity we exchange for income. Once you begin viewing spending through this lens, financial decisions stop being abstract transactions and become personal trade-offs about how you want to live. Wealth is not about owning more, but about needing less and aligning your spending with what

Moola launches multi-currency support and macroeconomic indicators.

A complete guide to Moola: the financial planning tool you can talk to. How it builds a personalised, month-by-month projection of your wealth for the next 30+ years, what is free, and what Moola Pro adds.

For a generation raised to believe a six-figure salary meant financial security, many professionals are discovering an uncomfortable reality: earning £100,000 often feels surprisingly ordinary. In cities like London, rising housing costs, childcare, and taxation have created a strange paradox — where someone earning more than 95% of the population can still feel financially constrained. High income, as it turns out, is not the same as wealth.

What if optimising life isn't the same as optimising income? For many millennials and Gen Z professionals, careers are no longer linear — burnout is rising, priorities are shifting, and traditional financial planning isn't keeping up. The most important financial decisions aren't always investment decisions. Often, they're life decisions. Money is increasingly viewed not as a scoreboard, but as a tool for optionality. Understanding the math behind life decisions is the first

Pensions are one of the UK's most powerful financial tools — yet most high earners underuse them. From tax relief that delivers an instant return to salary sacrifice that lowers your national insurance bill, the advantages are structural. But pensions come with real trade-offs: locked access, policy risk, and limited flexibility. The smartest strategies combine pensions with ISAs to balance long-term efficiency with the freedom to live your life today.