Find out when work becomes optional.
Moola projects your net worth on your real numbers, with tax built in, and shows the age work becomes optional. Then lets you try every what-if.
7 days free, no card · Bank-level encryption · Not financial advice
See a plan for someone like you
Four real-looking households, fully interactive. Change the assumptions and watch their freedom age move. No sign-up needed.
From your numbers to your freedom age
Add your numbers, in less than 10 minutes
Savings, investments, pensions, property and debts, in any currency. Type them in, or connect read-only through FCA-regulated Open Banking.
See the age work becomes optional
Moola projects your net worth year by year, with tax, pensions and savings accounts built in, and tells you when work becomes optional.
Try the what-ifs before you decide
Buy a home, move abroad, take a career break, retire early. Switch a scenario on and see your milestones move.
- Current plan: work optional at 58
- +£300 a month into your pension: work optional at 55
All your tax, in every country you pay it.
Upload the returns you have filed. Moola puts them in one view and builds them into your plan.
"Visualising my situation was the most valuable part."
When you want a person, book one
Vetted coaches and FCA-regulated advisers. Your coach cannot see your Moola data: when you request a session we pass on your name and email only.
Wherever you think about money
In the web app
Your dashboard, projections and what-ifs, on any device.
On WhatsApp
Ask about your own plan in a chat you already use.
With a human coach
Book a call when you want a second pair of eyes.
Ask a boomer. Or plan your money properly.
Run the real numbers
Boomer-ai bought a house in 1983 and has not stopped talking about it. Moola does the maths on your real numbers: your net worth, your freedom age, tax built in.
Making sense of money
Questions, answered
Something else? Write to hello@moola-money.com.
Try Moola free for 7 days, no card needed. Want the full product? Add a card and get 7 more days free. After that it is £10.99 a month, or £99.99 a year.
No. Moola is a financial planning and information tool, not regulated financial advice. Projections are illustrative and based on the numbers you add. If you want advice, you can book an FCA-regulated adviser from our coaches.
Bank-level encryption, read-only Open Banking through an FCA-regulated provider, and we never sell your data. You can delete it at any time.
Moola brings accounts in more than 30 currencies into one net worth. Tax is built into your projections, and Moola can read the tax returns you have filed in the UK, Germany or wherever else you pay, each kept in its own currency and tax year.
Questions about your own plan and your what-ifs, in plain language. Moola answers from the numbers you have added.
Vetted money coaches and FCA-regulated advisers. Your coach cannot see your Moola data: when you request a session we pass on your name and email only.
When could work become optional?
Less than 10 minutes with your real numbers and you will know.