Making Sense of Money

What are you trading your life for? At its core, Your Money or Your Life reframes money not as status or consumption, but as 'life energy' — the finite hours, attention, health, and emotional capacity we exchange for income. Once you begin viewing spending through this lens, financial decisions stop being abstract transactions and become personal trade-offs about how you want to live. Wealth is not about owning more, but about needing less and aligning your spending with what

While everyone scrambles to predict tomorrow's biggest trends, Morgan Housel's Same As Ever argues we're asking the wrong question. Rather than forecasting the future, he urges us to study what stays the same — namely, the timeless quirks of human psychology. Panic, greed, and impatience have always driven financial mistakes, and always will. His central message is refreshingly simple: building wealth has less to do with intelligence or timing, and everything to do with consi

Forget tracking every penny. Ramit Sethi's I Will Teach You to Be Rich offers something better — a system that runs in the background of your life, so you can focus on living it. The core idea? You don't need more discipline. You need better systems. Automate your money, spend extravagantly on what you love, cut ruthlessly on what you don't — and let compounding do the rest.

As Chief Investment Officer at Plancorp, Lazaroff has spent decades watching people succeed and fail financially. His conclusion? The difference rarely comes down to investment selection. It comes down to behaviour. Lazaroff's philosophy is clear: sustainable wealth comes from mastering core principles, not chasing sophisticated strategies. The challenge? Most of us struggle with the behavioral side. Staying consistent through volatility, aligning spending with values, buildi

A New Year's Challenge for Ambitious Earners Who Want to Live Rich, Not Just Die Rich At Moola Money, we're re(reading) Die With Zero this Holiday Season as we reflect and take stock of the experiences and memories we've had in 2025 and we encourage you to read on to understand why. You've done everything right—climbing the career ladder, contributing to your pension, building savings. But, are you still holding off on the present? What if the traditional retirement playbook

In economics, utility is the measure of the satisfaction or happiness derived from consuming goods and services. However, beyond a certain point more money doesn't necessarily equate to more happiness. In Morgan Housel's Utility: The Economic Concept of Happiness we explore beyond the standard definitions of utility and into what construes real happiness.

We all make money decisions based on more than numbers — they’re shaped by memory, upbringing, and emotion. The Psychology of Money reminds us that what seems irrational often makes perfect sense in context. This month, we revisit Morgan Housel’s timeless insights on why understanding your own story may be the most powerful financial skill you can build.