Money in your language

Filippo Corbelli
11 minutes ago
5 min read

Moola now speaks English, Spanish, Brazilian Portuguese and French — and counts in more than thirty currencies. Here's how to turn both on, and exactly what happens to your numbers when you do.

The same figure, four sets of conventions

United Kingdom — £1,240.50. Symbol first.
France — 1 240,50 €. Symbol last, comma decimal.
Brazil — R$ 1.240,50. Point thousands.
Japan — ¥1,241. No decimal places.

Moola doesn't just translate words. Symbol placement, separators and decimal places follow your locale — because a plan you can't read at a glance isn't a plan.

Why we built this

Financial lives stopped being single-country a long time ago. People are paid in one currency, save in another, and hold a pension in a third. They read a mortgage statement in the language they grew up with and a payslip in the language they work in.

Most money apps handle that by picking one language and one currency and asking you to do the mental arithmetic. We'd rather do the arithmetic for you visibly, and with the original numbers still in view.

Choosing your language

Moola is available in English, Español, Português (Brasil) and Français. Not partially: every one of the roughly 2,250 pieces of text in the product exists in all four, so you won't hit a half-translated screen halfway through onboarding.

How to switch

Find the globe icon in the header on the top right; it's on the onboarding pages, on the dashboard, and in the mobile top bar.
Pick your language from the list. Each one is written in its own language, not in English.
That's it. The page reloads in your language and the address in your browser doesn't change, so any link you'd already saved still works.

What it changes

The whole app — onboarding questions, the dashboard, scenario controls, buttons, error messages, tooltips.
Your emails — sign-in codes and receipts arrive in the language on your account, whatever device sent the request.
Ask Moola — the assistant replies in your language.

You may never need the globe. On your first visit, Moola reads your browser's language setting and starts in Spanish, Portuguese or French automatically if that's what it finds. Your choice is remembered on the device, and once you're signed in it's saved to your account and follows you to your phone. You can also send someone a link with ?lang=es on the end to open Moola in a specific language.

Setting your display currency

Your display currency is the one your net worth, your projections and every headline number are shown in. It's set from the country you choose when you first sign up — pick Brazil and you get BRL, pick Switzerland and you get CHF. We use your country for tax rules and national benchmarks too, so it's worth getting right.

Changing it later

Go to the Where you are section and open the country and currency step.
Choose your new currency from the picker.
A confirmation appears with today's rate spelled out — £1 = R$6.85 — so you can see the exchange rate before anything moves.
Confirm, and every amount on your profile is converted at that rate, including the scenarios you've already built.

You can also just ask: tell Moola in chat that you'd like to work in euros from now on, and it runs the same conversion.

Converted, not relabelled. Switching currency re-expresses your actual figures — a £4,000 salary becomes R$27,400, not "R$4,000". And it's all or nothing: if we can't fetch a reliable rate at that moment, we change nothing at all and tell you so, rather than converting half your profile and leaving the rest behind.

Holding accounts in more than one currency

Your display currency doesn't have to be the only currency you own. Each account, and each source of income, can carry its own.

Tag any account with the currency it's actually denominated in, using the currency dropdown next to the balance. Thirty-three currencies are available at account level.
Foreign accounts stay foreign. A euro account keeps its euro balance on screen, with a small currency badge next to it, so it still matches what your bank shows you.
Totals do the converting. Net worth, safety net and every rolled-up figure convert each account once, at the current rate, into your display currency.
Connected banks come in the same way. If you link a bank through open banking, foreign-currency accounts import at their native balance and are tagged automatically — nothing is silently converted on the way in.

The practical upshot: an expat with a UK pension, a euro current account and savings back home sees one honest net worth, and can still click through to the real balance of each account in its own money.

Talking to Moola about money in any currency

The assistant follows the language you actually type in. Set your language to Spanish but write a question in English, and you'll get an English answer — your setting is a default, not a cage.

It follows currency in the same way. Say "I put €2,000 a month into savings" and the rest of that conversation is handled in euros, even if your profile is in pounds. Where a figure is genuinely ambiguous — a bare "$" could be US, Australian, Canadian or Singapore dollars — Moola asks which one you mean rather than guessing. Guessing is how a plan quietly ends up wrong by 40%.

Uploading documents from anywhere

You can upload a payslip, a bank statement or a pension statement in any of the languages and currencies we support, and Moola reads the figures off it — foreign tax terminology, local number formatting and all.

One deliberate exception: if the document's currency doesn't match the one on your profile, we don't quietly switch you over. Your country and currency setting stays in charge, and the mismatch is flagged so you can decide. Currency changes should be something you did, not something that happened to you.

What Moola deliberately doesn't do

We don't forecast exchange rates. Projections convert your foreign holdings at today's rate and then hold that rate flat for the whole projection. Nobody can predict currency movements decades out, and a model that pretends to would just be adding noise to your retirement number.
We don't quote a rate you can trade on. Conversions use daily reference rates, which is the right tool for valuing a portfolio and the wrong tool for timing a transfer.
We don't machine-translate on the fly. The four languages are written and reviewed, which is also why there are four of them and not forty. More will follow.

The full list

Languages

English — shown as English. Full app and emails.
Spanish — shown as Español. Full app and emails.
Portuguese (Brazil) — shown as Português (Brasil). Full app and emails.
French — shown as Français. Full app and emails.

Currencies

Display currency — 29: GBP · USD · EUR · AUD · CAD · CHF · SGD · INR · JPY · BRL · ZAR · AED · SEK · NOK · DKK · PLN · NZD · HKD · MXN · KRW · CNY · TRY · NGN · KES · EGP · SAR · QAR · ARS · IDR
Per account — 33: GBP · USD · EUR · CHF · AUD · CAD · NZD · JPY · AED · BDT · BRL · CNY · CZK · DKK · HKD · HUF · IDR · INR · KES · KRW · MXN · MYR · NGN · NOK · PHP · PKR · PLN · SEK · SGD · THB · TRY · VND · ZAR
Countries at signup — 209: every country and territory, each with its own currency, number format and dialling code.

Try it in your language

Open Moola, tap the globe, and see your plan in the language you think in. If your currency isn't on the list yet, tell us which one — that's how most of the ones above got added.